UPDATED: 6th of August 2022
1. Introduction
Welcome to “MOULKY LTD” and the “Card Me” Application (“Moulky Ltd”, “Card Me” Application, “Card-Me”, “the Company”, “Site”, “Service”, “the Application”, “the App”, “we”, “our”, “us”).
These Terms & Conditions (“Terms”, “Terms and Conditions”, “Terms of Service”) govern your use of our website located at card-me.net and our Application “Card Me” (together or individually “Service (s) ”) operated by MOULKY LTD.
Our Privacy Policy also governs your use of our web site and our Service and explains how we collect, safeguard and disclose information that results from your use of our web pages and our applications.
The Company offers its services under the following Terms and Conditions of use , the Privacy Policy and our Pricing Policy (hereafter collectively referred to as the “Agreement(s)”) that constitute a legal agreement between you and the “Company”.
You should read them carefully and use the Card Me Application services and any other of our Services only if you agree and consent to the agreement.
The Agreement applies to all visitors, users, subscribers and others who wish to access or use our website and our Service.
The Agreements applies to all our services directly or indirectly, made available online, through any mobile device, by email or by telephone.
By accessing, browsing, and using our website, our mobile application or any of our applications through whatever platform (hereafter collectively referred to as the “Software”, and /or “Service”) and/or by completing a subscription form, you acknowledge and agree to have read, understood, and agreed to the terms and conditions set out below, including the Privacy Policy and our Pricing Policy. By using the software and /or the Service , you agree to be legally bound by the Agreement i. e. the Terms and Conditions , the privacy policy and pricing policy set forth herein just as if had signed them.
If you do not agree to these Terms and Conditions including our Privacy Policy and Pricing Policy and you are not willing to be bound by them, do not install our application and/or promptly erase it and any part thereof, from your mobile phone or computer and do not use it in any manner whatsoever.
If you do not agree with (or cannot comply with) the Agreements, then you may not use the Service, but please let us know by emailing at support@card-me.net so we can try to find a solution.
We are constantly looking for ways to improve our services and Applications. We may amend these terms and the terms of our Privacy policy and pricing policy from time to time. The amended terms shall be effective upon posting. Any use after amendment constitutes acceptance of the new terms. The updated Terms and Conditions, including the Privacy Policy and the Pricing Policy are always available here.
The Software is owned, operated, and provided by MOULKY LTD and it is provided for your personal, non-commercial use only, subject to the terms and conditions set out below and in our Privacy Policy and Pricing Policy .
For purposes of this Agreement, the following definitions apply:
• “Moulky Ltd”, “Card Me” Application, “Card-Me”, “the Company”, “Site”, “Service(s)”, “the Application(s)”, “the App”, “we”, “our”, “us”, refer to MOULKY LTD and its affiliates.
• “You”, “your”, “yours”, “user”, “subscriber”, “client”, refer to visitors, the customer /user, subscribing and using our Software, services and applications through our mobile applications or through the website and/or otherwise.
• “Software” and “Service(s)”, refers to the software, site , Mobile and Web applications owned by Moulky Ltd and used by you and any other services rendered by us through the use of our Software.
2. Scope of our Service(s):
“CardMe” Application , is a business social tool for exchanging personal and business information in a digital card format with others nearby. Create your business profile and personal profile and advertise your position. Keep in touch with your contacts and chat with them anytime.
3.communications
By using our Service, you agree to subscribe to newsletters, marketing or promotional materials and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or by emailing at support@card-me.net.
4. Purchases
If you wish to purchase any product or service made available through Service (“Purchase(s)”), you may be asked to supply certain information relevant to your Purchase including but not limited to, your credit or debit card number, the expiration date of your card, your billing address, and your shipping information.
You represent and warrant that: (i) you have the legal right to use any card(s) or other payment method(s) in connection with any Purchase; and that (ii) the information you supply to us is true, correct and complete.
We may employ the use of third party services for the purpose of facilitating payment and the completion of Purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.
We reserve the right to refuse or cancel your order at any time for reasons including but not limited to: product or service availability, errors in the description or price of the product or service, error in your order or other reasons.
We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected.
See also our Pricing Policy.
5. Contests, Sweepstakes and Promotions
Any contests, sweepstakes or other promotions (collectively, “Promotions”) made available through Service may be governed by rules that are separate from these Terms of Service. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms of Service, Promotion rules will apply.
See also our Pricing Policy.
6. Subscriptions
Some parts of Service are billed on a subscription basis (“Subscription(s)”). You will be billed in advance on a recurring and periodic basis (“Billing Cycle”). Billing cycles will be set depending on the type of subscription plan you select when purchasing a Subscription.
At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or MOULKY Ltd. cancels it. You may cancel your Subscription renewal either through your online account management page or by contacting support@card-me.net customer support team.
A valid payment method is required to process the payment for your subscription. You shall provide MOULKY Ltd. with accurate and complete billing information that may include but not limited to full name, address, state, postal or zip code, telephone number, and a valid payment method information. By submitting such payment information, you automatically authorize MOULKY Ltd. to charge all Subscription fees incurred through your account to any such payment instruments.
Should automatic billing fail to occur for any reason, MOULKY Ltd. reserves the right to terminate your access to the Service with immediate effect.
If you are not legally entitled and/or have had your account suspended or canceled, temporarily or permanently, you cannot register.
You are solely responsible for maintaining the confidentiality of your password chosen by you at your subscription.company is not responsible for any harm resulting from disclosure of your password from yourself to third parties or use of your password by a third party to access your account.
In the event of any unauthorized use of your account, you must immediately notify support@card-me.net customer support team.
The User may change at any time its registration information according to our Privacy Policy.
See also our Pricing Policy.
7. Free Trial
MOULKY Ltd. may, at its sole discretion, offer a Subscription with a free trial for a limited period of time (“Free Trial”).
At any time and without notice, MOULKY Ltd. reserves the right to (i) modify Terms of Service of Free Trial offer, or (ii) cancel such Free Trial offer.
See also our Pricing Policy.
8. Free Service
MOULKY Ltd. may, at its sole discretion, offer limited free services (limitations within the app) that will not expire, unless stated in a newer version of our Terms and Conditions.
At any time and without notice, MOULKY Ltd. reserves the right to (i) modify Terms of Service of Free Service, or (ii) cancel such a Service.
See also our Pricing Policy.
9. Fee Changes
MOULKY Ltd. , in its sole discretion and at any time, may modify Subscription fees for the Subscriptions. Any Subscription fee change will become effective at the end of the then-current Billing Cycle.
MOULKY Ltd. will provide you with a reasonable prior notice of any change in Subscription fees to give you an opportunity to terminate your Subscription before such change becomes effective.
Your continued use of Service after Subscription fee change comes into effect constitutes your agreement to pay the modified Subscription fee amount.
See also our Pricing Policy.
10. Refunds
We may issue refunds for Contracts within 24hours of the original purchase of the Contract , for specific reasons and procedure according to our Pricing Policy
11. Privacy
Company uses high ethical standards and respects your privacy. Save for disclosures required by law in any relevant jurisdiction, we will not disclose your personal information to third parties without your consent. However, we reserve the right to disclose your personal information to our affiliated (group) companies (in and outside the European Union), including our and our affiliated (group) companies’ employees and our trusted agents and representatives who have access to this information with our permission and who need to know or have access to this information to perform our service (including customer services and internal (audit/compliance) investigation) to and for the benefit of you. Please see also our Privacy Policy for further information.
12. Content(s)
Our Service allows you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material (“Content(s) ”). You are responsible for Content that you post on or through Service, including its legality, reliability, and appropriateness.
By posting Content on or through Service, You represent and warrant that:
and b/ You have the following – at minimum – obligations regarding the content you publish on the website and/ or Application:
The user understands and accepts that using the website’s pages , the Application and services may be exposed to content that is offensive, immoral or illegal. He also understands and accepts that the Website and the Application cannot be considered as embracing or responsible for the content published by users.
In the event that a user perceives content that is contrary to the above, we encourage him to contact the company in order to report it. The content that will be designated in this way will be checked and, if necessary, removed.
The evaluation of the content published by the users as well as the use of this information is the sole responsibility of the user and the Website cannot be held responsible for its accuracy and usefulness
If you have a complain about another user please contact us via support@card-me.net customer support team.
We collect and process the data you provide in order to be able to post your comment as requested (article 6 (1) GDPR i. e. your full name, email address, year of birth and postcode. In particular, we need your email address to contact you in case of termination of your comment and give you the opportunity to comment. Please see also our Privacy Policy.
13. Use
You can only use the Service if you have registered/subscribed to do so.
You are obliged to:
You are prohibited to:
14. Analytics
We may use third-party Service Providers to monitor and analyze the use of our Service , see also our Privacy Policy .
15. No Use by Minors
Service is intended only for access and use by individuals at least eighteen (18) years old. By accessing or using Service, you warrant and represent that you are at least eighteen (18) years of age and with the full authority, right, and capacity to enter into this agreement and abide by all of the terms and conditions of the Agreements. If you are not at least eighteen (18) years old, you are prohibited from both the access and usage of Service. If you reside in a jurisdiction which restricts the use of the Services because of age, or restricts the ability to enter into agreements such as this one due to age, you must abide by such age limits and you must not use the Software and Service. , see also our Privacy Policy
16. Accounts
When you create an account with us, you guarantee that you are above the age of 18, and that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on Service.
You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account via support@card-me.net.
You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you, without appropriate authorization. You may not use as a username any name that is offensive, vulgar or obscene.
The nickname or email that you use to register on the Software shall not resemble Company name. Also, nicknames deemed offensive may be deleted, as well as containing a URL or email address.
We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.
17. Intellectual Property
Service and its original content, features and functionality are and will remain the exclusive property of MOULKY Ltd.
The Company hereby grants you a non-exclusive, non-transferable, right to use the software and service, solely for your own personal, non-commercial purposes, subject to the terms and conditions of the Agreement, including these Terms & Conditions, the Privacy Policy and the Pricing Policy.
Any and all content, including but not limited to trademarks, logos, symbols, domain names, trademarks, designs, industrial designs, images, photographs, backgrounds, icons, navigation tools, texts, codes, the source code the app. , programs / subprograms of the present software or related to products and goods displayed on the software are protected by copyright and intellectual property and are owned by MOULKY LTD.
User agrees to respect the intellectual property rights of MOULKY LTD and expressly agree that intellectual property in this software can never be used in any manner and in any media without our prior written permission.
Moulky Ltd is not liable for damages suffered by a User who has copied, transferred, distributed or otherwise protected content used in this software, violating the rights of third parties.
All rights not expressly granted to you are reserved by the Company.
18. Copyright Policy
We respect the intellectual property rights of others. It is our policy to respond to any claim that Content posted on Service infringes on the copyright or other intellectual property rights (“Infringement”) of any person or entity.
If you are a copyright owner, or authorized on behalf of one, and you believe that the copyrighted work has been copied in a way that constitutes copyright infringement, please submit your claim via email to support@card-me.net, with the subject line: “Copyright Infringement” and include in your claim a detailed description of the alleged Infringement as detailed in the appropriate sections of EU Information Society Directive.
You may be held accountable for damages (including costs and attorneys’ fees) for misrepresentation or bad-faith claims on the infringement of any Content found on and/or through Service on your copyright.
19. Error Reporting and Feedback
You may provide us directly at support@card-me.net with information and feedback concerning errors, suggestions for improvements, ideas, problems, complaints, and other matters related to our Service (“Feedback”).
You acknowledge and agree that: (i) you shall not retain, acquire or assert any intellectual property right or other right, title or interest in or to the Feedback; (ii) Company may have development ideas similar to the Feedback; (iii) Feedback does not contain confidential information or proprietary information from you or any third party; and (iv) Company is not under any obligation of confidentiality with respect to the Feedback.
In the event the transfer of the ownership to the Feedback is not possible due to applicable mandatory laws, you grant Company and its affiliates an exclusive, transferable, irrevocable, free-of-charge, sub-licensable, unlimited and perpetual right to use (including copy, modify, create derivative works, publish, distribute and commercialize) Feedback in any manner and for any purpose.
20. Links to Other Web Sites
Our Service may contain links to third party web sites or services that are not owned or controlled by MOULKY Ltd.
MOULKY Ltd. has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third-party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
You acknowledge and agree that company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party web sites or services.
These services are provided by company on an “as is” and “as available” basis.
Company makes no representations or warranties of any kind, express or implied, as to the operation of their services, or the information, content or materials included therein. you expressly agree that your use of these services, their content, and any services or items obtained from us is at your sole risk.
We strongly advise you to read the terms of service and privacy policies of any third party web sites or services that you visit.
21. Disclaimer
Neither company nor any person associated with company makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the services.
Without limiting the foregoing, neither company nor anyone associated with company represents or warrants that the services, their content, or any services or items obtained through the services will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that the services or the server that makes it available are free of viruses or other harmful components or that the services or any services or items obtained through the services will otherwise meet your needs or expectations.
The services are provided by company on an “as is” and “as available” basis.
Company makes no representations or warranties of any kind, express or implied, as to the operation of the services, or the information, content or materials included therein. You expressly agree that your use of the service, its content, and any services or items obtained from us at your sole risk.
Company hereby disclaims all warranties of any kind, whether express or implied, statutory, or otherwise, including but not limited to any warranties of merchantability, non-infringement, and fitness for particular purpose.
The foregoing does not affect any warranties which cannot be excluded or limited under applicable law.
By entering into this agreement and using the software or service, to the extent permitted by law, you agree that you:
a/. Shall defend, indemnify and hold the company, its licensors and each such party’s parent organizations, subsidiaries, affiliated companies, distributors, affiliate (distribution) partners, shareholders, officers, directors, employees, representatives, members, attorneys, licensees, agents, or others involved in creating, sponsoring, promoting, or otherwise making available the software, the service and its contents, harmless from and against any and all claims, costs, damages, losses, liabilities, indemnities and expenses (including attorneys’ fees and costs) arising out of or in connection with (reference indicatively only) :
a. 1. / any punitive, special, direct , indirect or consequential loss or damages, loss of profit, loss of revenue, loss of contract or damage to goodwill , moral damages , reputation damages, damages concerning personal data violations , copyright infringement damages , damages caused by intellectual property law infringement , loss of claim;
a2/ any inaccuracy relating to the (descriptive) information (including personal data, comments, and ratings) of the users as made available on our software;
a3/ any direct, indirect, consequential or punitive damages, losses or costs suffered, incurred or paid by you (including attorneys’ fees and costs), pursuant to, arising out of or in connection with the use, inability to use or delay or virus of our software and/or the server that the software is hosted,
a4/ any other direct, indirect, special, consequential or punitive damage, losses or costs suffered, incurred or paid by you, whether due to (legal) acts, errors, breaches, (gross) negligence, willful misconduct, omissions, non-performance, misrepresentations, tort or strict liability by or (wholly or partly) attributable to the user (its employees, directors, officers, agents, representatives or affiliated companies), including attorneys’ fees and costs),
a5/ any information on this software sometimes linked to external sites over which our services have no control and for which we assume no responsibility,
a6/ any user violation or breach of any term of this agreement or any applicable law or regulation, whether or not referenced herein.
b/ . FURTHERMORE, Except as prohibited by law, you will hold us and our officers, directors, employees, and agents, harmless for any direct , indirect, punitive, special, monetary satisfaction due to moral damage , reputation damages, incidental, or consequential damage, however it arises (including attorneys’ fees and all related costs and expenses of litigation and arbitration, mediation or at trial or on appeal, if any, whether or not litigation or arbitration is instituted), whether in an action of contract, negligence, or other tortious action, or arising out of or in connection with this agreement, including without limitation any claim for monetary satisfaction due to moral damage , personal injury , property damage , reputation damages, copyright infringement damages , damages caused by intellectual property law infringement , the damages and monetary satisfactions due to GDPR and personal data Laws infringement , arising from this agreement and any violation by you of any federal, EU, state, or local laws, statutes, rules, or regulations, even if company has been previously advised of the possibility of such damage.
c/. Except as prohibited by law, if there is liability found on the part of company, it will be limited to the amount paid for the products and/or services, and under no circumstances will there be consequential or punitive damages.
22. Termination
We may terminate or suspend your account and access to Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Agreement.
If you wish to terminate your account, you may simply discontinue using Service.
All provisions of the Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, disclaimers, indemnity and limitations of liability.
23. Governing Law
These Terms shall be governed and construed in accordance with the laws of Cyprus, which governing law applies to agreement without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms and the Agreement will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
24. Changes to Service
We reserve the right to withdraw or amend our Service, and any service or material we provide via Service, in our sole discretion without notice. We will not be liable if for any reason all or any part of Service is unavailable at any time or for any period. From time to time, we may restrict access to some parts of Service, or the entire Service, to users, including registered users.
25. Amendments to Terms
We may amend Terms and Condition, the Privacy Policy and the Pricing Policy [ the Agreement ] at any time by posting the amended terms on this site. It is your responsibility to review these Terms periodically.
Your continued use of the Platform following the posting of revised Terms of the Agreement means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.
By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use Service.
26. Waiver and Severability
No waiver by Company of any term or condition set forth in these Terms and Conditions and /or the Privacy Policy and/or the Pricing Policy (the Agreement) shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Company to assert a right or provision under these Terms and Conditions and /or the Privacy Policy and/or the Pricing Policy (the Agreement)
If any provision of these Terms and Conditions and /or the Privacy Policy and/or the Pricing Policy (the Agreement) is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of these Terms and Conditions and /or the Privacy Policy and/or the Pricing Policy (the Agreement) , will continue in full force and effect.
27. Acknowledgement
BY USING the Card Me Application , its services or any other services provided by us, you acknowledge that you have read these Terms & conditions , The Privacy Policy and the Pricing Policy [ collectively referred as the Agreement ] and agree to be bound by them.
Contact Us
Please send your feedback, comments, requests for technical support by email: support@card-me.net.